TheUtilityCalc TARIFF ENGINE • 2026
⚖️ Metro Utility Cost Comparison • 2026 Fiscal Records

Jacksonville, FL vs New York City, NY

Relocating or comparing cost of living? Here is the complete head-to-head utility bill breakdown between Jacksonville and New York City, based on public utility commission filings and municipal meter schedules.

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Jacksonville

Duval County • Pop. 949,611

Average Bill: $345/mo
Cost Variance
-$95/mo
Annual Difference: $1,140/yr

Jacksonville is approximately 22% cheaper than New York City in overall monthly utility bills.

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New York City

New York County (Manhattan) • Pop. 8,335,817

Average Bill: $440/mo
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Executive Summary & Citability Passage

EIA / NOAA / Municipal Survey 2026

In 2026, living in Jacksonville, FL incurs an average monthly utility expense of $345, compared to $440 per month in New York City, NY. This reflects a 22% lower overall household utility cost, saving homeowners approximately $95 monthly or $1,140 each calendar year. Residential power tariffs in Jacksonville average $0.142 per kWh supplied by JEA (Jacksonville Electric Authority), whereas New York City residents pay $0.265 per kWh through Consolidated Edison (ConEd). Municipal water and sewer charges also diverge, with Jacksonville averaging $45.50 in combined monthly meter baselines versus $37.50 in New York City. Climatologically, Jacksonville registers 2850 Cooling Degree Days and 1350 Heating Degree Days, compared to 1180 CDD and 4750 HDD in New York City, creating distinctly different seasonal heating and cooling load patterns across winter and summer quarters. Overall, verified 2026 public tariff benchmarks confirm that Jacksonville maintains more economical municipal utility infrastructure than New York City.

Interactive Simulation

Household Sizing Simulator

Select your home type to adjust estimated monthly consumption for Jacksonville and New York City.

Jacksonville Est.
$345/mo
Power:$140
Water & Sewer:$107
Gas & Trash:$100
Projected Variance
-$95/mo

Jacksonville saves your household roughly $1,140 per year at this consumption tier.

New York City Est.
$440/mo
Power:$258
Water & Sewer:$107
Gas & Trash:$102

Head-to-Head Utility Tariff Breakdown

Direct comparison of published rates, electric tariffs, and municipal meter charges.

EIA-861 Calibrated
Utility Component Jacksonville, FL New York City, NY
⚡ Residential Electric Rate ($/kWh) $0.142 / kWh $0.265 / kWh
Electric Monthly Customer Base Fee $12.50/mo $19.50/mo
Electric Provider & Market Structure
JEA (Jacksonville Electric Authority)
Regulated Monopoly Utility
Consolidated Edison (ConEd)
Deregulated REP Market
♨️ Natural Gas Rate ($/Therm) $1.32 / Therm $1.65 / Therm
Natural Gas Fixed Customer Charge $15.00/mo $28.00/mo
💧 Water Base Meter Charge (5/8" - 3/4") $18.00/mo $14.50/mo
Water Tier 1 Volumetric (per 1,000 gal) $2.90 $4.45
Water Tier 2 Conservation (per 1,000 gal) $5.20 $4.45
Wastewater / Sewer Rates Base: $27.50/mo
Volumetric: $7.40/1k gal 		Base: $23.00/mo
Volumetric: $7.08/1k gal
🗑️ Curbside Solid Waste & Recycling $25.50/mo $0.00/mo
Stormwater Drainage Clean Water Fee $6.00/mo $0.00/mo
Initial Move-in Deposit / Connection Fee Deposit: $150 – $275
Turn-on: $25.00 		Deposit: $200 – $400
Turn-on: $30.00

Climate & Seasonal HVAC Load Drivers

NOAA degree-day data dictating peak air conditioning and heating power spikes.

NOAA 1991–2020 Normals
Climate Indicator Jacksonville, FL New York City, NY
☀️ Cooling Degree Days (CDD) 2,850 CDD 1,180 CDD
❄️ Heating Degree Days (HDD) 1,350 HDD 4,750 HDD
Peak Summer AC Bill Volatility +62% Summer Spike +42% Summer Spike
Regional Climate Summary Northeast Florida subtropical climate with mild winters and humid summers with tropical storm exposure. Dense urban heat island effect with high delivery tariffs and strict municipal regulations.

Clean Energy & Solar Economics

Rooftop solar irradiance and net metering rules to mitigate high utility bills.

NREL Solar Data
Solar Component Jacksonville, FL New York City, NY
☀️ Daily Peak Sun Hours 5.1 hrs/day 4.5 hrs/day
Net Metering / Export Compensation JEA Distributed Generation Policy with fuel-rate export compensation. NYSERDA NY-Sun Rebate + NY PSC Value of Distributed Energy Resources (VDER) & 1:1 net metering.
City Solar Calculator Jacksonville Solar Estimator → New York City Solar Estimator →
🏙️ Jacksonville Official Estimator

Jacksonville, FL Utility Calculator

Access the interactive multi-utility calculator, municipal moving checklists, and verified billing schedules for Jacksonville.

ZIP: jacksonville Open Jacksonville Hub →
🏙️ New York City Official Estimator

New York City, NY Utility Calculator

Access the interactive multi-utility calculator, municipal moving checklists, and verified billing schedules for New York City.

ZIP: new-york-city Open New York City Hub →
Common Inquiries

Frequently Asked Questions: Jacksonville vs New York City

Direct answers to key cost of living and utility comparison questions.

Is it cheaper to live in Jacksonville or New York City for utilities? ▼
Jacksonville, FL is approximately 22% cheaper than New York City, NY in overall monthly utility bills ($345/mo vs $440/mo). A typical household saves around $95 per month or $1,140 annually.
How do residential electric rates compare per kilowatt-hour? ▼
Residential electricity in Jacksonville costs $0.142 per kWh supplied by JEA (Jacksonville Electric Authority), compared to $0.265 per kWh in New York City served by Consolidated Edison (ConEd). For a home consuming 1,000 kWh per month, this rate difference accounts for $123.00 in monthly energy charges before fixed customer meter charges.
What is the water and sewer rate difference between Jacksonville and New York City? ▼
In Jacksonville, the minimum fixed water meter charge is $18.00/mo plus $27.50/mo sewer baseline. In New York City, the base water fee is $14.50/mo with $23.00/mo sewer baseline. Volumetric Tier 1 water is $2.90/1k gal in Jacksonville versus $4.45/1k gal in New York City.
How does weather and climate impact summer and winter power bills? ▼
Jacksonville logs 2,850 Cooling Degree Days with a 62% summer AC bill surge. Conversely, New York City records 1,180 CDD with a 42% summer surge. Heating Degree Days measure 1,350 in Jacksonville versus 4,750 in New York City.
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📍 Popular Comparisons for Jacksonville

Jacksonville vs Miami, FL $345 vs $385 → Jacksonville vs Tampa, FL $345 vs $362 → Jacksonville vs Los Angeles, CA $345 vs $395 → Jacksonville vs Chicago, IL $345 vs $365 →

📍 Popular Comparisons for New York City

New York City vs Buffalo, NY $440 vs $355 → New York City vs Los Angeles, CA $440 vs $395 → New York City vs Chicago, IL $440 vs $365 → New York City vs Houston, TX $440 vs $370 →
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Official Municipal Filings

Tariff data is sourced directly from city council utility rate resolutions, Public Utility Commission (PUC) filings, and retail provider dockets.

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Federal Energy Benchmarks

U.S. Energy Information Administration (EIA) Form EIA-861M residential sales data is leveraged to calibrate regional seasonal consumption models.

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USGS & NOAA Climate Standards

Water and sewer discharge volume models use USGS per capita metrics; HVAC load draws from NOAA Cooling & Heating Degree Day (CDD/HDD) indexes.

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Est. Monthly Bill
$335/mo