Is it cheaper to live in Philadelphia or New York City for monthly utilities?

Philadelphia, PA is approximately 14% cheaper than New York City, NY in average monthly utilities ($380/mo vs $440/mo), saving approximately $60 per month or $720 annually.

How do residential electric rates compare between Philadelphia and New York City?

Residential electricity in Philadelphia is $0.178 per kWh served by PECO Energy Company, compared to $0.265 per kWh in New York City served by Consolidated Edison (ConEd).

What is the average water and sewer bill in Philadelphia compared to New York City?

In Philadelphia, the minimum water and sewer base meter charge is $37.00/month with Tier 1 volumetric water priced at $4.60 per 1,000 gallons. In New York City, baseline fixed meter fees are $37.50/month with Tier 1 water at $4.45 per 1,000 gallons.

How do weather and climate affect seasonal utility bills in Philadelphia vs New York City?

Philadelphia experiences 1350 Cooling Degree Days (CDD) with a peak summer AC cost spike of 42%, whereas New York City records 1180 CDD with a summer spike of 42%. Heating Degree Days (HDD) are 4700 in Philadelphia versus 4750 in New York City.

Philadelphia, PA vs New York City, NY Utility Costs Comparison (2026)

Interactive Simulation

Household Sizing Simulator

Select your home type to adjust estimated monthly consumption for Philadelphia and New York City.

Philadelphia Est.

$380/mo

Power:$172

Water & Sewer:$108

Gas & Trash:$87

Projected Variance

-$60/mo

Philadelphia saves your household roughly $720 per year at this consumption tier.

New York City Est.

$440/mo

Power:$258

Water & Sewer:$107

Gas & Trash:$102

Head-to-Head Utility Tariff Breakdown

Direct comparison of published rates, electric tariffs, and municipal meter charges.

EIA-861 Calibrated

Utility Component	Philadelphia, PA	New York City, NY
⚡ Residential Electric Rate ($/kWh)	$0.178 / kWh	$0.265 / kWh
Electric Monthly Customer Base Fee	$11.50/mo	$19.50/mo
Electric Provider & Market Structure	PECO Energy Company Deregulated REP Market	Consolidated Edison (ConEd) Deregulated REP Market
♨️ Natural Gas Rate ($/Therm)	$1.45 / Therm	$1.65 / Therm
Natural Gas Fixed Customer Charge	$22.00/mo	$28.00/mo
💧 Water Base Meter Charge (5/8" - 3/4")	$17.50/mo	$14.50/mo
Water Tier 1 Volumetric (per 1,000 gal)	$4.60	$4.45
Water Tier 2 Conservation (per 1,000 gal)	$6.90	$4.45
Wastewater / Sewer Rates	Base: $19.50/mo Volumetric: $7.20/1k gal	Base: $23.00/mo Volumetric: $7.08/1k gal
🗑️ Curbside Solid Waste & Recycling	$0.00/mo	$0.00/mo
Stormwater Drainage Clean Water Fee	$15.00/mo	$0.00/mo
Initial Move-in Deposit / Connection Fee	Deposit: $150 – $300 Turn-on: $25.00	Deposit: $200 – $400 Turn-on: $30.00

Climate & Seasonal HVAC Load Drivers

NOAA degree-day data dictating peak air conditioning and heating power spikes.

NOAA 1991–2020 Normals

Climate Indicator	Philadelphia, PA	New York City, NY
☀️ Cooling Degree Days (CDD)	1,350 CDD	1,180 CDD
❄️ Heating Degree Days (HDD)	4,700 HDD	4,750 HDD
Peak Summer AC Bill Volatility	+42% Summer Spike	+42% Summer Spike
Regional Climate Summary	Four-season Mid-Atlantic climate with PA PUC deregulated electric choice and storm water billing.	Dense urban heat island effect with high delivery tariffs and strict municipal regulations.

Clean Energy & Solar Economics

Rooftop solar irradiance and net metering rules to mitigate high utility bills.

NREL Solar Data

Solar Component	Philadelphia, PA	New York City, NY
☀️ Daily Peak Sun Hours	4.5 hrs/day	4.5 hrs/day
Net Metering / Export Compensation	PA PUC 1:1 net metering with annual customer compensation at Price-to-Compare.	NYSERDA NY-Sun Rebate + NY PSC Value of Distributed Energy Resources (VDER) & 1:1 net metering.
City Solar Calculator	Philadelphia Solar Estimator →	New York City Solar Estimator →

🏙️ Philadelphia Official Estimator

Philadelphia, PA Utility Calculator

Access the interactive multi-utility calculator, municipal moving checklists, and verified billing schedules for Philadelphia.

ZIP: philadelphia Open Philadelphia Hub →

🏙️ New York City Official Estimator

New York City, NY Utility Calculator

Access the interactive multi-utility calculator, municipal moving checklists, and verified billing schedules for New York City.

ZIP: new-york-city Open New York City Hub →

Common Inquiries

Frequently Asked Questions: Philadelphia vs New York City

Direct answers to key cost of living and utility comparison questions.

Is it cheaper to live in Philadelphia or New York City for utilities? ▼

Philadelphia, PA is approximately 14% cheaper than New York City, NY in overall monthly utility bills ($380/mo vs $440/mo). A typical household saves around $60 per month or $720 annually.

How do residential electric rates compare per kilowatt-hour? ▼

Residential electricity in Philadelphia costs $0.178 per kWh supplied by PECO Energy Company, compared to $0.265 per kWh in New York City served by Consolidated Edison (ConEd). For a home consuming 1,000 kWh per month, this rate difference accounts for $87.00 in monthly energy charges before fixed customer meter charges.

What is the water and sewer rate difference between Philadelphia and New York City? ▼

In Philadelphia, the minimum fixed water meter charge is $17.50/mo plus $19.50/mo sewer baseline. In New York City, the base water fee is $14.50/mo with $23.00/mo sewer baseline. Volumetric Tier 1 water is $4.60/1k gal in Philadelphia versus $4.45/1k gal in New York City.

How does weather and climate impact summer and winter power bills? ▼

Philadelphia logs 1,350 Cooling Degree Days with a 42% summer AC bill surge. Conversely, New York City records 1,180 CDD with a 42% summer surge. Heating Degree Days measure 4,700 in Philadelphia versus 4,750 in New York City.

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📍 Popular Comparisons for New York City

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Philadelphia, PA vs New York City, NY

Philadelphia

New York City

Executive Summary & Citability Passage